Investing in France as an American?
Complex, but possible.
Strategic wealth management for Americans living in France.
You’ve moved to France for opportunity, lifestyle, family, or a fresh start.
But when it comes to investing your money, things suddenly become… complicated.
French banks hesitate.
Insurance companies refuse.
Advisors don’t understand US tax constraints.
And you keep hearing the same phrase:
“We don’t work with US Persons.”
Who is Hexa Invest?
Hexa Invest is an independent platform dedicated to Americans and other U.S. Persons living in France.
We specialize in one thing:
Connecting U.S. Persons with carefully selected French wealth advisors who are experts in cross-border financial planning between France and the United States.
Carefully Selected Cross-Border Experts
Our mission is to help you access qualified expertise adapted to your specific legal and tax status.
A Bridge Between Two Financial Systems
We do not provide direct investment advice.
Instead, we act as a structured gateway to experienced French wealth management professionals.
A Structured Approach for Americans in France
Our role is simple:
Educate you clearly on the constraints.
Help you understand what is possible — and what to avoid.
Connect you with a cross-border financial advisor specialized in US expats.
“Can I open an Assurance Vie?”
“How do I avoid PFIC issues?”
“Should I keep investing in the US instead?”
“How do I structure assets across both countries?”
Who This Is For
American professionals living in France
Dual nationals
Retirees relocating to France
Families building long-term wealth in Europe
If you have assets in the US, income in France, or both — your situation requires specialized structuring.
What You Gain with Hexa Invest
✔ Clarity
✔ Access to viable investment solutions
✔ Peace of mind regarding IRS and French reporting
✔ A contact with vetted french financial experts able to help you on you financial wealth.
Why is it so difficult to invest in France being a US citizen?
Most Advisors Aren’t Built for Cross-Border Complexity
French financial advisors are trained for French residents.
American advisors are trained for US residents.
Very few understand how to structure investments for Americans living in France while respecting both IRS and French regulations.
That gap creates risk:
Double taxation
Reporting penalties
Inappropriate investment vehicles
Missed wealth-building opportunities
The good news? The landscape is evolving
Regulatory environments change.
Certain French insurers, including groups such as Suravenir, have adapted their compliance frameworks and may now accept American nationals residing in France under specific conditions.
You are a US citizen or Green Card holder living in Paris — or anywhere in France — you face a unique situation:
The United States taxes you globally.
French investment products may trigger PFIC reporting.
Many institutions avoid Americans due to FATCA compliance.
Traditional “Assurance Vie” contracts are often closed to US nationals.
The result?
You feel financially stuck — in one of the world’s most sophisticated financial markets.
Frequently Asked Questions
Are U.S. citizens taxed in France and the United States?
Yes. U.S. citizens are taxed on their worldwide income by the United States, even while living in France. France also taxes residents on worldwide income. The U.S.–France tax treaty helps reduce double taxation, but reporting obligations remain.
Can a U.S. citizen open a French bank account?
Yes, but some institutions may refuse due to FATCA compliance requirements. Documentation and reporting obligations are typically stricter for U.S. nationals.
Is French Assurance Vie taxable in the U.S.?
It can be. The U.S. may not recognize French tax advantages in the same way France does. Proper structuring is essential to avoid adverse tax classification.
What is a PFIC and why is it risky?
A Passive Foreign Investment Company (PFIC) is a non-U.S. investment vehicle that receives unfavorable tax treatment under U.S. law. Many French mutual funds fall into this category, triggering complex reporting and high taxation.
What makes Hexa Invest different from traditional financial advisors in France?
Hexa Invest specializes in cross-border financial planning, particularly for U.S. persons living in France. Unlike traditional French advisors who focus solely on domestic tax and investment frameworks, Hexa Invest designs strategies that account for both French and U.S. regulations simultaneously.
Does Hexa Invest work with Americans living in France?
Yes. Supporting U.S. citizens and green card holders residing in France is a core focus.
Americans abroad face unique challenges: FATCA reporting, PFIC exposure, cross-border retirement planning, estate coordination, and potential double taxation. Hexa Invest helps clients navigate these complexities with structured, compliant investment strategies designed specifically for U.S. persons.